Privacy policy

Last Updated: February 26th, 2026

Thank you for accessing kobihalperin.com, which is owned and operated by KOMARK, LLC ("KOBI HALPERIN", "us," "we," or "our"). The terms of this Privacy Policy apply to information collected from you online, on the KOBI HALPERIN website at www.kobihalperin.com, related websites and our mobile sites, on any of our mobile applications or social networking services (collectively the "Sites"), or through any other method.

We respect your privacy and want to protect your personal information. This Policy lets you know what information we collect from you, what information we disclose and to whom, and how we and our service providers use your personal information. The Policy also explains the steps we have taken to secure your personal information. Finally, this Policy explains your options regarding the collection, use, disclosure and deletion of your personal information.

If you are a resident of the European Union, California, Maryland, Nebraska, Texas, or Virginia, please see the following sections of this Policy:

• European Union
• California
• Multi-State Consumer Notice (Maryland, Nebraska, New Jersey, Oregon, Texas, and Virginia)

Your Consent

Please review this Policy periodically, and especially before you provide any Personal Information to us. You should read this entire Policy before submitting information, including personal information, to us in any form or using our Site. By accessing or using the Site or submitting information to us, you consent to the data practices described in this Policy. This Policy forms a part of our Site Terms of Use available at kobihalperin.com/policies/terms-of-service.

In addition, any information you may submit in connection with your participation in a contest, giveaway or other promotion sponsored by KOBI HALPERIN or any of its affiliates or partners will be treated in accordance with this Privacy Policy, except as specifically set forth in the rules for those contests, giveaways or promotions.

Collection of Personal Information

What constitutes "personal information"?

Personal information is information that can be directly or indirectly associated with a specific person such as a customer's name, mailing address, telephone number, mobile number, e-mail address, credit card number, social security number, information that would permit us to contact a customer physically or online, a customer's account name/number and related information (such as username and password), or information about activities directly linked to a person, such as his or her purchases.

The definition of personal information includes data, such as a person's Internet IP address, geolocation data, biometric information, unique personal identifier; online identifier; driver's license number; passport number; other similar identifiers; records of personal property, products or services purchased, obtained, or considered, or other purchasing or consuming histories or tendencies; Internet or other electronic network activity information (including browser and search histories); and audio, electronic, visual, thermal, olfactory, or similar information.

Personal information does not include publicly available information that is lawfully made available from federal, state, or local government records.

Personal information does not include "aggregate" or "deidentified" information. Aggregate information is data we collect about a group or category of products, services or customers, from which individual customer identities have been removed. Aggregate data helps us understand trends and customer needs so that we can better consider new products and services, and tailor existing products and services to customer desires.

When Do We Collect Personal Information?

We collect certain personal information when you sign in to the Website; sign up for marketing communications; create an account for online shopping; register with kobihalperin.com; participate in a contest, promotion or survey; or request other services that require personal information. We also keep a record of your product interests and purchases online and automatically receive and record information on our server logs from your browser (including your IP address, data captured by cookies, pixels, tags and the web page(s) you requested).

How We Collect Information

KOBI HALPERIN collects personal information that you voluntarily provide to us, both online and in-stores, such as when you:

• Make a purchase
• Register with our Sites
• Sign up for special offers or promotions
• Use a third-party connection or log-in to create a membership or profile on any of our Sites, access any content on our Sites or forward content from our Sites to another person (such as email, Facebook, Instagram, and other platforms)
• Contact us for any reason, reply to one of our inquiries by email, postal mail, online, or by telephone through customer service

In addition, we and our third-party providers automatically collect certain information when you visit the Sites, such as your computer's IP address, operating system, the site from which you linked to us, and the time and date of your visit and purchases.

From time to time, we work with third parties (such as e-commerce sales and payment providers, marketing firms, networks, analytics providers, search information providers, credit reference agencies) that provide us information about you, excluding your credit card information (which we do not receive or store). For example, we use Shopify and PayPal to administer payment processing. These and other third parties identified in this Policy may collect and store certain personal information about you, and you should carefully review those companies' privacy policies to understand what information they obtain from you and how they use and secure it. We also use one or more fraud protection service providers that set cookies to protect both you as a consumer and us.

Cookies

KOBI HALPERIN uses cookies, web beacons, pixels, tags and related technologies (collectively, "Cookies") provided by third parties ("Online Tool Providers") to enhance our ability to identify visitors to our website, and for advertising and marketing purposes. Through these technologies, KOBI HALPERIN and the Online Tool Providers automatically collect information about your interactions with kobihalperin.com, including: (1) your browsing behavior, including page views, time on the website, and shopping cart activity, (2) your personal information (including IP address, hashed versions of email addresses captured from your visit, name, and postal address), (3) inferences about your interests and purchasing activities, and (4) cookies, web beacons, pixels, tags, and related technologies and identifiers that are associated with your device.

KOBI HALPERIN makes this information available to the Online Tool Providers, who associate it with other demographic and economic information about you in order to learn about our website visitors, and to provide on behalf of KOBI HALPERIN marketing and other promotional communications through other channels, such as email and/or direct mail. You have the right to opt-out of the data collection, sharing, and marketing activities described in this paragraph. To opt-out, please contact us at customercare@kobihalperin.com.

Currently, KOBI HALPERIN employs the following categories of cookies on its Sites:

1. Essential cookies are crucial for basic website operations, ensuring that the site functions correctly by managing actions such as setting privacy preferences, logging in, or filling in forms. Without these cookies, key features of the website may not work properly.
2. Personalization cookies improve website functionality and personalization. They remember user-specific settings and preferences, like language, region, themes, and other settings, ensuring a more customized and seamless user experience.
3. Analytics cookies gather data on how visitors interact with the website. They track page visits, user behaviors, and any errors encountered. This information is used to improve the website's performance and usability, with all data collected being anonymous and aggregated where feasible.
4. Targeted advertising cookies are designed to deliver relevant advertisements to users. They track browsing habits to tailor ads to individual interests and limit the number of times a user sees a particular ad. They also measure the effectiveness of ad campaigns by remembering visits to the website and sharing this information with advertisers.

Disabling Cookies and Tracking Technology

Some, but not all, Cookies may be disabled or removed through cookie management tools provided by your browser. If you are concerned about cookies and tracking technologies, we encourage you to visit www.allaboutcookies.org to better understand what Cookies are set on your computer or mobile device and how to manage, disable or delete them. Additional information about opting out of targeted advertising based on web activity tracking is available at https://www.aboutads.info/choices/.

If you choose to disable or delete Cookies, you should know that you may not be able to take advantage of all the features of our Sites, including certain personalized features.

How We Respond to "Do Not Track" Settings

Our Sites do not respond to or alter the practices detailed herein based upon your selection of the "Do Not Track" setting or feature that may be offered by your browser.

How KOBI HALPERIN Uses Your Personal Information

As you browse the Site, we collect information about the individual web pages or products that you view, what websites or search terms referred you to the Site, and information about how you interact with the Site.

We may use your information according to this Policy and our Terms of Use in effect at the time of use. We may use your personally identifiable information:

• For the specific purpose for which it was voluntarily provided
• To provide you with a personalized browsing experience when using the Sites
• To fulfill any contractual agreements between you and us (for example when you place an order for products through the Sites)
• To send you details (including by mail, phone, e-mail or text) of other products that we think may interest you, where you have consented to this
• To manage any account that you hold with us
• To ensure that content from the Sites is presented in the most effective manner
• To notify you about changes to the Sites or our services
• To develop, market, sell or provide products and services of interest
• To deliver communications or obtain feedback relevant to your use of the Sites
• To evaluate the quality of the information, provide more relevant content, analyze Site usage, and improve the Sites and the services provided through them
• For market research, project planning, troubleshooting problems, detecting and protecting against error, fraud or other criminal activity
• To process your payment and facilitate delivery. We may also save your information to facilitate new product orders or process returns
• To create and secure your account with us
• To process your requests, purchases, transactions, and payments, and prevent transactional fraud
• To provide you with support and to respond to your inquiries
• To send you newsletters, or to provide information on products or services to you. You can elect not to receive promotional emails from us by "unsubscribing" to an email you receive or by contacting us at customercare@kobihalperin.com

Others With Whom We May Disclose Your Personal Information

Service Providers and Contractors

We may disclose your personal information with our vendors, subsidiaries, partners, and third-party independent contractors for purposes of: (1) performing functions on behalf of us, such as processing credit card transactions; (2) providing you with product offers, marketing or promotional materials; and (3) tracking information generated through our Website or social media sites. Our vendors, partners and third-party independent contractors are obligated contractually not to use or share your personal information for unauthorized purposes.

Outside Parties

We disclose Personal Information to third parties we work with who help us gather information from you and communicate with you including entities that provide sweepstakes/contests sponsorship, social media companies, companies providing data analytics, targeted advertising, or online behavioral marketing services. We may share product reviews that you submit with our authorized dealers solely for informational and promotional purposes.

Legal Obligations

We may disclose personal information to outside parties (including, without limitation, governmental agencies) if required to do so by law, regulation or court order; to respond to governmental and/or law enforcement requests; to identify, contact or bring legal action against someone who may be causing injury to or interfering with our (or others') rights or property; to enforce the Terms of Use of our Website; to prevent imminent physical harm; or in connection with disciplinary actions/investigations.

Sale or Corporate Restructuring

We may disclose Personal Information to third parties in connection with the sale, assignment or other transfer of the business of our website or the sale, assignment, merger, reorganization or other transfer of our brand or company, provided that the third party agrees to adhere to the terms of this Policy.

Finally, we never use or share the personal information provided to us online in ways unrelated to the ones described above without also providing you an opportunity to opt-out or otherwise prohibit such unrelated uses.

Deletion of Your Personal Information

Regardless of the state in which you live, we give you the right to request that we delete Personal Information that we process about you, except we are not obligated to do so under certain circumstances, including if we need to retain such data in order to comply with our legal obligations or to establish, exercise or defend legal claims. To request such deletion, please contact us at any time by emailing customercare@kobihalperin.com.

Choice/Opt-Out

If you sign up with KOBI HALPERIN to receive electronic newsletters or promotional emails, you will have the right at any time to opt-out of receiving marketing emails or to specify which, if any, communications you would like to receive from us. You may contact us at any time by emailing customercare@kobihalperin.com. You may also opt-out of receiving email marketing communications from us by using the "unsubscribe" link in our emails. There is no charge to unsubscribe.

Personal Information Security

KOBI HALPERIN has implemented physical, electronic and procedural safeguards to store and maintain your personal information in a secure environment. When you enter personal information or your credit card information online, that information is encrypted using security software called SSL (Secure Socket Layer). While we and our service providers, including Shopify, have implemented safeguards, you should be aware that Internet security technology rapidly changes and is not perfect. We cannot guarantee that the safeguards we and our providers employ today can protect your personal information from the threats of tomorrow. Despite KOBI HALPERIN's reasonable efforts, factors beyond KOBI HALPERIN's control may result in disclosure of personal information.

Retention of Your Personal Information

We will retain your Personal Information for as long as it is necessary for the purposes set out in the Privacy Policy and to the extent necessary to comply with our legal obligations, resolve disputes, and enforce our legal agreements and policies.

External Links

We may make available third party applications through our Site and social media applications for your use. Links to such applications, any other websites included in this Site or links on our social media accounts operate with privacy policies beyond our control. Unless otherwise indicated, once you have left our Site or our social media account, all use of information you provide is governed by the privacy policy of the other website's or social media account's operators. We are not responsible for any transactions that occur between you and a third-party website or social media account.

Privacy of Children

We are committed to children's privacy. The Sites are intended for general audiences. We do not knowingly collect or maintain Personal Information on the Sites from persons under 13 years of age, and no part of our Sites is directed to persons under 13. If you are under 13, please do not use or access the Sites at any time or in any manner. If KOBI HALPERIN learns that Personal Information of persons under 13 years of age has been collected on the Sites without verified parental consent, then KOBI HALPERIN will take appropriate steps to delete the information.

GDPR Notice for Consumers Based in the European Union

Personal Information

With respect to EU data subjects, "personal information," as used in this Privacy Policy, is equivalent to "personal data" as defined in the European Union General Data Protection Regulation (GDPR).

How Information is Collected, Used and Disclosed

We may collect certain personal information for various purposes, and we may disclose such information to various third parties. All international online sales made through our Sites are processed by Shopify, including secure credit card payments. Shopify's privacy policy is at https://www.shopify.com/legal/privacy.

If you are a resident of the European Economic Area (EEA), please review Shopify's privacy policy relating to EEA residents and their rights under EEA law, specifically the EU General Data Protection Regulation (GDPR). We use our reasonable commercial efforts to ensure that all our service providers for our Sites have in place GDPR-compliant privacy policies.

Legal Basis for Processing Personal Information Under GDPR

If you are a resident of the European Economic Area (EEA), KOBI HALPERIN's legal basis for collecting and using the Personal Information described in this Privacy Policy depends on the Personal Information we collect and the specific context in which we collect it. KOBI HALPERIN may process your Personal Information because:

• The processing is necessary to provide the services and features you have requested
• The processing is necessary to perform a contract with you
• The processing is necessary for the legitimate interests of our business, such as fraud prevention, information security, direct marketing, or to comply with the law
• To fulfill a legal obligation
• You have provided consent for us to do so

Security

We have adopted reasonable and appropriate security procedures to help protect against loss, misuse, and unauthorized access to the information you provide to us. Please note, however, that no data transmission or storage can be guaranteed to be 100% secure. As a result, while we strive to protect your information and privacy, we cannot guarantee or warrant the security of any information you disclose or transmit to the Site.

Cross-Border Data Transfers

Your information, including Personal Information, may be transferred to—and maintained on—computers located outside of your state, province, country or other governmental jurisdiction where the data protection laws may differ from those of your jurisdiction.

If you are located outside of the United States and choose to provide information to us, please be aware that your personal data will be transferred to, processed, and stored in the United States. We transfer your personal information out of the EEA only upon your consent. You consent to the transfer of your information, including personal information, to the U.S. as set forth in this Privacy Policy by visiting our Site.

Your Data Protection Rights Under GDPR

The Data Controller

The Data Controller who collects and processes your Personal Information is: KOMARK, LLC, 1407 Broadway, 10th Floor, New York, NY 10018 United States.

If you are a resident of the European Economic Area (EEA), you have certain data protection rights, including:

• The right to access, update or erasure of the information we have on you
• The right of rectification — you have the right to have your Personal Information corrected if that information is inaccurate or incomplete
• The right to object — you have the right to object to our processing of your Personal Information
• The right of restriction — you have the right to request that we restrict the processing of your Personal Information
• The right to data portability — you have the right to be provided with a copy of the information that we have on you in a structured, machine-readable and commonly used format
• The right to withdraw consent — you have the right to withdraw your consent at any time where KOBI HALPERIN relied on your consent to process your Personal Information

If you wish to be informed of the type of Personal Information we hold about you and/or if you wish to remove such Personal Information from our systems, please contact us at: KOMARK, LLC, 1407 Broadway, 10th Floor, New York, NY 10018 United States or customercare@kobihalperin.com.

Changes to this Policy

We reserve the right to change this Policy at any time and will alert you in accordance with applicable laws when material changes have been made by indicating at the top of this Policy the date it was last updated. We encourage you to review our Policy to make sure you understand how your information and data will be used.

Contact Us

If you have questions or concerns regarding any provisions of this Policy or the information that we have collected about you, please contact us by sending an e-mail to customercare@kobihalperin.com.

California Consumers Only: Your California Privacy Rights

This Privacy Rights Act Notice ("Notice") provides additional information to California residents whose Personal Information is collected by us pursuant to California law, including the California Consumer Privacy Act ("CCPA"), as amended by the California Privacy Rights Act ("CPRA"). This Policy applies to our offline and online data collection practices, including when you visit our website at kobihalperin.com. If you are not a California resident, this California Notice does not apply to you.

Personal Information Collected, Disclosed or Sold

Information Collected

Within the past 12 months, we have collected the categories of personal information about California consumers as described in the Data Collection and Use Chart below.

Information Sold or Shared

We do not sell your data in exchange for money. We may, however, share your data with third-party partners such as social networking sites and advertising companies in order to serve you with ads tailored to your preferences across various platforms. This type of sharing may be considered "selling" or "sharing" under the CPRA. You can control the information shared about you and request an opt-out as explained below.

We have sold or shared the following categories of personal information for a business or commercial purpose in the preceding 12 months:

• Personal Identifiers
• Commercial Information
• Internet Activity

We do not knowingly sell the personal information of individuals under 16 years of age without affirmative authorization.

CPRA Rights and Requests

Under the CPRA, you are entitled to certain rights:

• Right to Know about the Categories of Personal Information Collected
• Right to Request Deletion of Personal Information
• Right to Correct or Rectify Inaccurate Information about you

To make a Request for any of the information set forth above, please submit a verifiable consumer request to us. The Request must provide sufficient information to allow us to verify that you are the person about whom the personal information was collected. We will acknowledge your Request within 10 business days and will attempt to respond substantively within 45-90 days.

You may make a Request the following ways:

• Email: customercare@kobihalperin.com

Additional CPRA Rights

Right to Opt out of Sharing and Selling

You have the right to opt-out of the sale or sharing of your Personal Information by KOBI HALPERIN. We and our third-party partners, including e-commerce partners, social networking sites, and advertising companies, share your data in order to serve you with ads tailored to your preferences across various platforms. This type of sharing may be considered "selling" or "sharing" under the CPRA. To make a Request to Opt-Out, please email customercare@kobihalperin.com. We will process your Request to Opt-Out of sale within 15 days.

Right to Non-Discrimination for Exercising Consumer Privacy Rights

You have the right not to receive discriminatory treatment for exercising your privacy rights conferred by the California Consumer Privacy Act, including by exercising the rights specified herein.

Right to Access Information About Automated Decision Making

KOBI HALPERIN does not engage in automated decision-making or profiling in furtherance of decisions that produce legal or similarly significant effects. If you have questions, please contact us at customercare@kobihalperin.com.

Opt-Out Preference Signals

We honor opt-out preference signals that you enable, including a Global Privacy Control. If you have enabled an opt-out preference signal from your browser, we will not sell or share your personal information without first seeking your explicit consent.

Notice of Financial Incentive

From time to time, KOBI HALPERIN may provide financial incentives to consumers who elect to participate in discount programs, sweepstakes, contests and other promotions, in exchange for allowing us to collect and retain certain personal information. Participation in any financial incentive program is entirely optional and participants may withdraw from the program at any time. To opt-out, please contact us at customercare@kobihalperin.com.

Email/Text Marketing

If you do not want us to use your contact information to communicate with you, please tell us so when you provide your contact information. You may opt in to receive emails from us by providing your email address to us. If you no longer wish to receive email marketing communications from us, you may opt-out by using the "unsubscribe" link in our emails or by contacting us at customercare@kobihalperin.com.

You may also choose to participate in certain text or SMS/MMS marketing. If you opt in to such marketing, we may collect and use certain personal information, including phone number, email, product browsing behavior, purchase behavior, device type, cellular carrier, and location to contact you and provide you marketing communications. If you no longer wish to receive text notifications from us, you may opt-out by using the unsubscribe method provided in our communications or by contacting us at customercare@kobihalperin.com.

Authorized Agent Information

You may designate an authorized agent to make a request on your behalf under the California Consumer Privacy Act. Authorized agents can make requests by emailing us at customercare@kobihalperin.com. We will require authorized agents to provide proof of the consumer's identity and proof of designation as the authorized agent.

California Do Not Track Notice

Because there are not yet common, industry accepted "do not track" standards and systems, our website does not respond to Do Not Track signals.

California Shine the Light Disclosure

Under California Law, California residents have the right to request in writing from businesses with which they have an established business relationship, (1) a list of the categories of personal information that a business has disclosed to third parties during the immediately preceding calendar year for the third parties' direct marketing purposes, and (2) the names and addresses of all such third parties. We will respond to such written requests within 30 days following receipt at the email or mailing address specified above.

Changes to This Privacy Policy

This Policy may be revised from time to time for any reason. If this Policy changes, the revised policy will include a new effective date, and we will notify you of such changes by posting the revised policy on this page.

Contact for California Privacy Information

For information and questions about the use of your personal information or your rights under California law, please contact us at:

Email: customercare@kobihalperin.com
Postal Address: KOMARK, LLC, 1407 Broadway, 10th Floor, New York, NY 10018

Maryland, Nebraska, New Jersey, Oregon, Texas, and Virginia: Multi-State Consumer Data Protection Act Notice

This Notice provides additional information to Maryland, Nebraska, New Jersey, Oregon, Texas, and Virginia residents whose Personal Information is collected pursuant to the Maryland ("MODPA"), New Jersey ("NJDPA"), Nebraska ("NDPA"), Oregon ("OCPA"), Texas ("TDPSA"), and Virginia ("VCDPA") privacy laws. Please visit our Privacy Policy for more information. Any capitalized terms undefined in this Notice have the same definition as the Policy.

Right to Confirm, Access, and Data Portability

You have the right to confirm whether or not we are processing your personal data and to access such personal data in a portable and, to the extent technically feasible, readily usable format that allows you to transmit the data to another controller without hindrance, where the processing is carried out by automated means.

Information Sold or Used for Targeted Advertising

As explained in the Privacy Policy above, we and our third-party partners such as social networking sites and marketing companies, share your data in order to tailor to your preferences across various platforms. This type of sharing may be considered a sale or sharing of information for targeted advertising purposes under certain state laws. You can control the information shared about you and request an opt-out.

We disclose the following categories of Personal Information for Targeted Advertising:

• Personal Identifiers
• Commercial Information
• Internet/Network Activity

How We Share Your Personal Information

We share personal information with third party marketing partners and certain co-op database service providers for commercial purposes in connection with our business. In order to complete a transaction it is necessary for us to provide your personal information to service providers performing services on our behalf pertaining to the Sites or your product orders. We do not generally authorize these service providers to use or disclose your personal information except as necessary to perform services on our behalf or comply with legal requirements.

We currently use Shopify for our online sales platform to receive and process all orders and credit card payments. We do not receive or store your credit card information. Shopify's privacy policy is located at https://www.shopify.com/legal/privacy.

We use Klaviyo for email marketing services. Klaviyo's privacy policy is located at https://www.klaviyo.com/privacy/policy.

Right to Request Deletion of Personal Data

You have the right to request the deletion of your personal data provided by or obtained about you, subject to certain exceptions permitted by law.

Right to Correct

You have the right to request that we rectify inaccurate information about you.

Right to Opt Out of Data Processing for Targeted Advertising

You have the right to opt-out of the sale or sharing of your Personal Information by KOBI HALPERIN. To make a Request to Opt-Out, please email customercare@kobihalperin.com. We will process your Request to Opt-Out of sale within 15 days.

Right to Access Information About Automated Decision Making

KOBI HALPERIN does not engage in automated decision-making or profiling in furtherance of decisions that produce legal or similarly significant effects. If you have questions, please contact us at customercare@kobihalperin.com.

How to Submit Requests

To exercise your privacy rights, please submit a request using one of the methods described below, and provide the required information. Once we receive your request, we will validate the information that you provide and send a message to the email address you provide in the request, asking you to verify that it is your email address.

• Email: customercare@kobihalperin.com

Opt-Out Preference Signals

We honor opt-out preference signals that you enable, including a Global Privacy Control. If you have enabled an opt-out preference signal from your browser, we will not sell or share your personal information for targeted advertising purposes without first seeking your explicit consent.

Right to Non-Discrimination for Exercising Consumer Privacy Rights

You have the right not to receive discriminatory treatment for exercising your privacy rights conferred under Maryland, Nebraska, New Jersey, Oregon, Texas, and Virginia law, including by exercising the rights specified herein.

Authorized Agent

You may designate an authorized agent to make a request on your behalf to opt out of the sale of personal information. Authorized agents may make requests on behalf of consumers by emailing customercare@kobihalperin.com.

Right to Appeal

If you are a Maryland, Nebraska, New Jersey, Oregon, Texas, or Virginia resident, you have the right to appeal our decision to deny any of your privacy rights requests above. Within 45 days of receipt of your appeal, we will inform you in writing of any action taken or not taken in response to the appeal, including a written explanation of the reasons for the decisions.

Making an Appeal — you may make an appeal by contacting us at customercare@kobihalperin.com.

• Maryland residents, if your appeal is denied, you may submit a complaint to the Maryland Attorney General at https://portal.oag.state.md.us/cpdportal/
• Nebraska residents, if your appeal is denied, you may submit a complaint to the Nebraska Attorney General at https://ago.nebraska.gov/contact-us
• New Jersey residents, if your appeal is denied, you may submit a complaint to the New Jersey Attorney General at https://www.njoag.gov/contact/file-a-complaint/
• Oregon residents, if your appeal is denied, you may submit a complaint to the Oregon Attorney General at https://www.doj.state.or.us/consumer-protection/contact-us/
• Texas residents, if your appeal is denied, you may submit a complaint to the Texas Attorney General at https://www.texasattorneygeneral.gov/consumer-protection/file-consumer-complaint
• Virginia residents, if your appeal is denied, you may submit a complaint to the Virginia Attorney General at https://www.oag.state.va.us/consumer-protection/index.php/file-a-complaint

Data Collection and Use Chart